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Access 24® is our network—one of the Wasatch Front's largest. With your America First Access Card and PIN (Personal Identification Number) you can enjoy the following ATM benefits.

  • Multiple locations in Utah, Nevada, Arizona, and Idaho
  • Access to your account 24 hours a day, seven days a week
  • $500 daily withdrawal limit
  • No fees (Access 24 or CO-OP Network)

We are also a member of the nationwide Credit Union CO-OP Network, which allows you access to your funds without a fee.

Other network ATMs displaying PLUS or Visa® logos can be used for only a minimal $1.50 non-AFCU affiliated fee and any charge the ATM imposes.

For information or to find the ATM nearest your home or travel destination, take advantage of the following information:

CO-OP's New Text Messaging ATM Locator Is Now Available

Here's how it works:

  • Send a text to 91989 from any mobile phone. In the body of the text, enter an address (with city, state), zip code or intersection (with city, state).
  • In about 30 seconds, the service will reply with the CO-OP Network surcharge-free ATM nearest that location.
  • If you want more ATM locations, simply reply MORE to the message and additional surcharge-free ATM locations will be sent to your mobile device.

Standard text messaging rates may apply. Check with your mobile phone service provider on messaging rates.

*Check-cashing capability is not available at all ATM locations. Please visit specific branch for details.

No-fee Access

America First has one of the region's largest ATM networks and we're a partner with the national CO-OP, meaning you can withdraw cash at your convenience without charges.