ACCOUNT RATES

This Rate and Fee Schedule sets forth current conditions, rates, fees, and charges applicable to your regular Certificates, Individual Retirement Account (IRA) Certificates, Health Savings Account (HSA) Certificates, Coverdell Education Savings Account (CESA) Certificates, Checking Accounts, Health Savings Accounts, Savings Accounts, Money Market Accounts, and IRA Accumulator Accounts at America First Federal Credit Union. The credit union may offer other rates and fees or amend the rates and fees contained in this schedule from time to time. Each account holder agrees to the terms set forth herein on this Rate and Fee Schedule and acknowledges that it is a part of the Membership & Account Agreement. For terms on member business accounts see the Business Rate & Fee Schedule.