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A Share Secured Loan from America First is a good idea if you're looking to build your credit or you need to make a necessary purchase but don't want to dip into your savings. With a Share Secured Loan you borrow against your savings at America First and receive a low-rate loan, while still earning interest on your financial resources on deposit!


  • You can borrow up to 100% of the balance in your Share Savings Account.
  • No fees.
  • Flexible terms - up to 120 months.


Build your Credit

Loans secured by your Share Savings can be an ideal option if you're seeking to rebuild your credit.