Share Secured Loans

A Share Secured Loan from America First is a good idea if you're looking to build your credit or you need to make a necessary purchase but don't want to dip into your savings. With a Share Secured Loan you borrow against your savings at America First and receive a low-rate loan, while still earning interest on your financial resources on deposit!

  • You can borrow up to 100% of the balance in your Share Savings Account.
  • No fees.
  • Flexible terms - up to 120 months.
Product Term APR*
*Rates displayed are the lowest offered. Terms displayed are the longest available. However, rates and terms displayed do not necessarily equal all rate/term combinations. Rates and terms are accurate as of Tuesday, August 1, 2017 and are subject to change.
share secured line of credit   3.1% Variable
share secured 10 Years 3.1% Variable
personal Up to 5 years 8.49% Variable
personal Up to 5 years 9.49% Fixed
line of credit Monthly Payment = 3.5% of balance 13.24% Variable
certificate secured Term of Certificate Certificate Rate + 3.00%

Build your Credit

Loans secured by your Share Savings can be an ideal option if you're seeking to rebuild your credit.

What Members Are Saying About Our Share Secured Loans

Write a Review

   Apply for a Loan

   Find a Location

   Contact Us