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  Beware of Phishing & Fraud

We have recently seen an increase in fraudulent activity through phishing scams via text message, email and phone. In order to safeguard your identity and protect your finances, never click unsolicited links or respond to suspicious texts, emails or calls. For more information click here.

If you receive a suspicious email or text message we encourage you to report it by emailing us at phishing@americafirst.com

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PERSONAL LOANS

Life's constant changes demand that you have financial flexibility, and there's no easier way to get that flexibility than from a Personal Loan from America First. With a solid credit score your Personal Loan from America First can be used for any expense and offer the following benefits:

  • Flexibility to use your loan for any expense - from vacations to special purchases.
  • Simplify your life and budget by consolidating bills and having a single payment.
  • Quick loan approval to help handle emergencies with ease.
  • Flexible terms available up to 60 months.
  • Save money with our low and competitive rates.

With America First you can get an even lower interest rate on your personal loan when you secure your loan with your Share Savings Account or Certificate Account.

Product Term APR* As Low As Apply Online
PERSONAL Up to 5 years 8.49% Variable
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PERSONAL Up to 5 years 9.49% Fixed
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CERTIFICATE SECURED Term of Certificate Certificate Rate + 3.00% Fixed
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LINE OF CREDIT Monthly Payment = 3.5% of balance 15.24% Variable
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*Rates displayed are the lowest offered. Terms displayed are the longest available. However, rates and terms displayed do not necessarily equal all rate/term combinations. Rates and terms are accurate as of Thursday, June 16, 2022 and are subject to change.
* The Annual Percentage Rates (APRs) listed are our best rates for the terms outlined. Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of Thursday, June 16, 2022 and are subject to change. Consumer Loans have a maximum APR of 18%.

Personal Loans for Personal Needs

Life is complicated, but America First can help you keep pace with low-rate Personal Loans.

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