Line of Credit

With a Line of Credit from America First Credit Union, you can rest easy if you have an unexpected expense or experience a financial emergency. Your Line of Credit will cover charges beyond what you have available in Checking and help you avoid any costly overdraft fees.

Benefits Include:

  • Extra funds when you need them
  • Freedom from overdraft fees
  • Low interest rates
  • Low monthly payments of $25 or 3.5% of your balance
  • Overdraft Service available

Traditional Line of Credit

  • Limit of up to $15,000

Share Secured Line of Credit

  • Minimum loan amount of $200
  • Collateral must be equal to or greater than loan amount
Product Term APR*
*Rates displayed are the lowest offered. Terms displayed are the longest available. However, rates and terms displayed do not necessarily equal all rate/term combinations. Rates and terms are accurate as of Saturday, April 1, 2017 and are subject to change.
share secured line of credit   3.1% Variable
share secured 10 Years 3.1% Variable
personal Up to 5 years 8.49% Variable
personal Up to 5 years 9.49% Fixed
line of credit Monthly Payment = 3.5% of balance 12.99% Variable
certificate secured Term of Certificate Certificate Rate + 3.00%

We've Got You Covered

With a Line of Credit on your America First Checking Account, you'll have the ability to make a purchase when you're experiencing a minor financial emergency or you've just made a simple math mistake.

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