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INVESTMENT PROPERTY LOANS

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America First has low-rate financing options for your complete financial needs.

 

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What's an investment property loan?

America First Credit Union offers investment property loans for those members who own a home, but the home is not their residence. You can use the funds for any number of reasons. You may be interested in refinancing your existing loan, consolidating debt, buying a second home or an additional investment property, including residential properties and vacation properties. To learn more, please contact one of our loan originators at any branch.

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Before You Lend On Your Investment Property, Do Your Homework

Lending on real estate is like any kind of loan - it's wise to do your homework and assess both the benefits and the risks involved. If you've been thinking about lending on your investment property, consider the following:

Term Loans

  • Fixed interest rates up to 10 years (120 months) or variable interest rates up to 15 years (180 months)
  • Available at 80% CLTV or less
  • Members pay all closing costs
  • No reimbursement fee
  • Minimum loan amount of $5,000

Line of Credit

  • Available at 80% CLTV or less
  • Members pay all closing costs
  • High credit-limit potential
  • Low variable interest rates
  • Closed-end products with fixed-rates up to 10 years (120 months) or variable-rates up to 15 years (180 months)
  • Available at 80% CLTV or less
  • Members pay all closing costs
  • No reimbursement fee
  • Minimum loan amount of $5,000
  • Income verification
  • Two years of tax returns (if self-employed)
  • A current statement showing the balance of your first mortgage
  • This year's property tax notice or current appraisal
  • Homeowner's insurance statement

Maximize your Investment

Make the most of the equity you've been building with our loans and lines of credit.

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