The no closing costs line lets you draw from up to 80% of your home's value as needed. The home equity line of credit gives you access to up to 100% of your residence's value (minus your mortgage) to draw from as projects arise.
Make the most of your home's equity by taking advantage of the value you've been building. Our no closing costs option for homeowners with significant equity lets you borrow the resources you need, at rates & terms that make sense for your budget. We also offer home equity loans that allow you to use up to 100% of your home's value.
This is a great product if you're looking to refinance at a five-, 10-, or 15-year term, or with a 20-year balloon—and you don't want to pay any closing costs.
America First Credit Union offers investment property loans for those members who own a home, but the home is not their residence. You can use the funds for any number of reasons.