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WIRE TRANSFERS

Wire transfers are a fast way to electronically send or receive guaranteed funds. You can pay companies or individuals around the world, transactions are processed quickly, and incoming wires are credited the same day they are received.

Please use caution, as money cannot be reclaimed once it’s sent. You should not make transfers to unknown individuals or unverified accounts.

Sending wires

We will contact you if further verification is required. Visit a branch or call 1-800-999-3961 for more information or to send an international wire.

Please note there is a fee for outgoing wire transfers. For details, see the bank-to-bank fees in our Rate and Fee Schedule or Business Rate and Fee Schedule.

Receiving wires

You’ll need to provide the following information to the business or individual sending the wire:

  • America First routing/ABA number: 324377516
  • Destination financial institution name: America First Credit Union
  • Destination financial institution address: P.O. Box 9199, Ogden, UT 84409
  • Member’s name (as listed on your account)
  • Your account number (eight digits or less)
  • Account type: savings, money market, checking, loans, etc.

There is a fee for incoming wire transfers. For details, see the bank-to-bank fees in our Rate and Fee Schedule or Business Rate and Fee Schedule.

Receiving international wires

America First does not directly receive international wires, so an intermediary institution is required. Most foreign institutions have an intermediary that transfers funds to the U.S. If the foreign institution has an intermediary, request that they use it and provide the following information:

Beneficiary FI/Destination

  • Name: America First Credit Union
  • Routing/ABA number: 324377516
  • Beneficiary account number (eight digits or less)
  • Member’s name (as shown on account)

If the foreign institution does not have an intermediary bank, they can use Wells Fargo. Below is the information that will be required to send the funds this way:

Intermediary

  • Name: Wells Fargo Bank, N.A.
  • Swift code: WFBIUS6S
  • Address: 420 Montgomery San Francisco, CA 94104

Beneficiary FI/Destination

  • Name: America First Credit Union
  • Routing/ABA number: 324377516
  • Account number (eight digits or less)
  • Member’s name (as shown on account)