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Although many of our Business Loans can be used for capital - the lifeblood of your business - term products and lines can be excellent options when collateral is not immediately available.


Revolving Line of Credit

Business today moves at a fast pace - we can give you the resources you need to keep up with our Revolving Lines of Credit. These products feature friendly terms and flexible access, and can be great options when you need short-term cash flow.


  • Unsecured, seven-year loan
  • Working capital for payroll, inventory, advertising, supplies, etc.
  • Limits from $15,000 to $50,000**
  • Easy access when you need funds
  • Interest-only payments for first three years **
  • A great financial tool, especially for new or seasonal businesses


** Terms and conditions apply


Term Loans

Maybe you don't like the idea of open-ended Lines of Credit or revolving balances. Our Term Loans give you the financial resources you need, with the convenience of a set payment and term, perfect for one-time and other expenses.


  • Maximum loan amounts of $15,000
  • Maximum terms of 60 months

Get the Capital You Need

America First's term products and lines are great for those business owners not wishing to secure them with collateral.