Our wedding accounts are the perfect choice for couples hoping to receive the gifts they really want - cash. Use the funds to make a down payment on your first home, pay student loans, or for any of your newlywed financial needs.

How does a wedding savings account work?

America First wedding accounts are simple & secure ways to receive cash gifts for your special occasion and the exciting events the future holds. Here's how they work:

  • Couples open accounts at any America First branch.
  • We'll provide registry announcements - cards for announcements & invitations.
  • Family, friends, guests & well-wishers can then contribute.

Guests will need the last name of the bride or groom, or the wedding account number, to provide their gifts.

America First members can make deposits:

  • at any location
  • with free Online Banking
  • via free Mobile Banking
  • by calling SpeechAccess or member service at 1-800-999-3961

Those who aren't members can deliver their gifts at our branches or use the following avenues:

  • Call 1-800-999-3961 and pay with a credit card or one-time electronic transfer, incurring a convenience fee.
  • Use their own financial institution's bill-paying feature. This may require additional information, including:
    America First routing number: 324377516
    Address: P.O. Box 9199, Ogden UT 84409
  • Send a physical check referencing the account number and a last name of the wedding couple to:
    America First Credit Union
    P.O. Box 9199
    Ogden, UT 84409

Those giving gifts will get certificates with the appropriate information or we will mail it to the couple at your request.

Product APY Dividend Rate Min. Opening Balance Min. Earning Balance
APY = Annual Percentage Yield. Fees could reduce earnings. Dividends are credited monthly. The Dividend Rate and Annual Percentage Yield may change monthly for Share Savings, Money Market, and IRA Accumulator accounts. Rates and terms are accurate as of Wednesday, August 16, 2017 and are subject to change.
Share Savings 0.10% 0.10% $1.00 $1.00
Money Market
0.10% 0.10% $0.00 $0.00
Money Market
0.10% 0.10% $0.00 $0.00
Money Market
0.15% 0.15% $0.00 $0.00
Money Market
0.20% 0.20% $0.00 $0.00
Money Market
0.20% 0.20% $0.00 $0.00
Money Market
0.25% 0.25% $0.00 $0.00
Money Market
0.30% 0.30% $0.00 $0.00
IRA/CESA Accumulator 0.25% 0.25% $0.00 $0.00
Contest rules: Applicants must open wedding savings accounts on or before 6/30/2017 to qualify for the honeymoon trip drawing. Honeymoon trip winner will be drawn at random. Winner will be contacted by phone after the promotion ends on 6/30/2017. The vacation winner is responsible for all applicable tax reporting. Participating members must also start loan applications on regular member accounts or before 6/30/2017 and fund by 7/31/2017 to qualify for loan incentive payouts. Payouts are based on new money and approved credit. Wedding savings accounts must remain open. Maximum incentive of $100 per couple. Incentive will be paid to members' wedding savings accounts within 60 days of promotion ending date (6/30/2017). Cannot be combined with any other offer.

Big Day Ahead?

We offer Wedding Accounts so your life-changing day can be less financially stressful.

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