Premium Checking from America First

First and foremost, we’ve built Premium Checking around an unbeatable collection of core checking account features, including:

• No low-balance fees
• Unlimited monthly transactions
• The buying power and worldwide acceptance of an America First Visa® debit card
• Access to a nationwide network of over 35,000 free ATMs
• Card Guard® mobile security
• The ability to earn up to 600 America First Rewards point per month
• Exclusive local deals & discounts
• Monthly dividends

Every month you can earn up to 600 America First Rewards™ points by combining Premium Checking with select other America First products and services, like a low-rate auto loan or Signature Visa credit card. Each qualifying product you take advantage of automatically raises your Premium Checking account’s level and increases the amount of points you earn.

• Redeem your America First Rewards points for cash, merchandise, travel, event tickets, and a lot more
• The higher your account level, the more points you earn
• Pair Premium Checking with an America First Cash Back or Rewards Visa card to earn points even faster and with no limit

With so much of our personal & financial information living online, having strong security in place is essential to keeping you, your family, your good credit, and your online reputation safe. That’s why with Premium Checking you automatically get:

• Fully managed identity theft recovery for you, your children, and your parents
• Access to a team of professional privacy advocates
• Access to credit, dark web & social media monitoring
• Access to three-bureau credit monitoring and daily TransUnion credit reports
• Email & text alerts for suspicious activity

Mobile phone protection plans can be great to have, but they can also add a lot of expense to your monthly phone bill. However, with your Premium Checking account, all your mobile phones are already covered! That protection includes replacements due to accidental damage or theft.

Coverage for theft automatically began when you opened your Premium Checking account. Coverage for accidental damage begins the first day of the month following the date you became entitled to this service. No additional registration is required.

Get details and read FAQs about NXG I PROTECT™ coverage here.  

CouponzDirect can help you declutter your wallet, save time, and make the most of every dollar you spend. CouponzDirect automatically loads any available digital coupons and other offers directly onto your loyalty cards for your favorite local and national stores. That means it’s a cinch for you to:

• Save money just by shopping where and how you normally do, including retailers like WinCo, Smiths, Kroger, Walgreens, CVS, and many more
• Save time by not needing to clip coupons and search for online deals
• Save yourself a lot of hassle

Shopping Saver is your access to thousands of money-saving deals at local and national retailers, including exclusive discounts on dining, shopping, travel, movies, services, events, attractions, and more.

• Quickly & easily find deals where you live, work, and travel
• Premium Discounts include deep deals like 50% off and 2 for 1
• Everyday Savings help you stretch your money further

With Premium Checking, we’ve made it even easier to access your money whenever, wherever you need it. If you incur fees from America First for withdrawing cash from out-of-network ATMs, Premium Checking offsets those fees by returning an equal amount to your account in the form of America First Rewards points, up to $10 (1,000 points) per month. This offset only applies to the fees assessed by America First, not those charged by other financial institutions or ATM owners.

All of that is just the start of what you get with Premium Checking. We could go on, but we’d rather let you try it for yourself. We’re pretty sure that once you’ve experienced everything Premium Checking has to offer—for just $6 a month!—it will become your go-to account for life.