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LADDER CERTIFICATE ACCOUNTS

A Big Bump in Your Earnings

For a limited time, America First is offering 5.10% APY* on 12- to 17-month bump-rate certificates or 4.95% APY* on 24- to 29-month certificates! Plus, you can increase the rate one time during its term. Click the button below to open a bump-rate certificate in online banking, call 1-800-999-3961, or visit your local branch to take advantage of this amazing offer.

OPEN A CERTIFICATE

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Bump Rate Certificates

 

Open a Ladder Certificate Account Today!

Laddering your Certificate Accounts is a cash management option that allows you to ultimately get long term rates while retaining access to a portion of your money.

The most popular laddering option has five Certificate Accounts in 1-year, 2-year, 3-year, 4-year, and 5-year terms. When each term matures it renews to the longest term of your ladder. After Five years, you have Five Certificate Accounts (and the 5-year rates) with one Certificate Account maturing every year.

Laddering your Certificate Accounts is a cash management option that allows you to ultimately get long term rates while retaining access to a portion of your money.

 

 

You can ladder your certificate accounts in different terms and different number of certificate accounts if you prefer. For example you could ladder 3-month, 6-month, and 9-month Certificate Accounts with the goal of getting consistent 9-month rates while retaining 3-month flexibility on a third of your money.

Saving is Essential

From putting aside funds for a rainy day to long-term investments, America First has the product for you, no matter your life stage.

APPLY AT A BRANCH TODAY