IRA Certificate Accounts

IRA Certificate Accounts

If you're nearing retirement and want an IRA with a higher dividend rate, consider America First's IRA Certificate Accounts.

With an IRA Certificate Account, you get:


  • Competitive Rates
  • Bump, and Laddering Options
  • Automatic Renewal
  • Choose a term of three months to five years
  • NCUA Insured up to $250,000
Term APY Dividend Rate Min. Opening Balance Min. Earning Balance
APY = Annual Percentage Yield. Early-withdrawal penalties may apply. Dividends are credited monthly. Rates and terms are accurate as of Wednesday, April 26, 2017 and are subject to change.
3-5 Months 0.50% 0.50% $500.00 $500.00
6-11 Months 0.75% 0.75% $500.00 $500.00
12-23 Months 1.25% 1.24% $500.00 $500.00
24-29 Months 1.50% 1.49% $500.00 $500.00
30-35 Months 1.60% 1.59% $500.00 $500.00
36-47 Months 1.75% 1.74% $500.00 $500.00
48-59 Months 2.00% 1.98% $500.00 $500.00
60 Months 2.55% 2.52% $500.00 $500.00


Saving is Essential

From putting aside funds for a rainy day to long-term investments, America First has the product for you, no matter your life stage.

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