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Get Ready to Earn More!

With interest rates still rising, it’s time to start boosting your savings. America First bump-rate certificates give you the chance to increase the rate one time down the road when they go even higher.

The Annual Percentage Yield (APY) for a 60-month bump-rate certificate at America First is 2.75% as of 9/15/22. Dividends are credited monthly. Other rates & terms, early-withdrawal penalties, and fees may apply. Accounts are subject to membership, eligibility, terms, conditions, change & creditworthiness.

Bump Rate Certificates

Open a Bump-Rate Certificate Account Today!

Bump-rate Certificate Accounts give you a one-time increase in your rate. You decide when to bump the rate and you can choose any of our terms (rates vary according to term).

Make the smart money move to a bump-rate Certificate Account and get the returns you deserve. 

  • High yields
  • Low $500 minimum opening deposits
  • Terms from three months to five years
  • Automatic renewal options
  • Dividends can be paid into Savings, Checking, Money Market Savings, or reinvested in your Certificate 
  • Insured up to $250,000 for each account

View our Rate & Fee Schedule

Saving is Essential

From putting aside funds for a rainy day to long-term investments, America First has the product for you, not matter your life stage.