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Not only will you benefit from low loan rates, free services that define convenience, and quality products for your needs in all of life's many stages, you'll get so much more when you're a member of America First.


For saving or for spending, these essential accounts are the foundation you'll need to build financial health.

Take control of your finances with free online & mobile banking. They're fast, user-friendly, and always on the cutting edge of money-management services.

No matter how you choose to take care of your bills & expenses, we have the tools you need to get it done, whenever & wherever you want.

With more than 115 branches, free online & mobile banking, free 24/7 telephone banking, free use of over 36,000 ATMs, extended in-store hours & more, we're always available.

America First offers free Card Guard® mobile security, letting you decide how, when and where your Visa® can be used. Plus, our cards are backed by 100% fraud protection.

The perks of America First membership are many, including discounted admissions to events & venues, offers for local vendors, exclusive pre-sales, and additional advantages.

A Welcoming Process

It's simple to join the America First Credit Union family.

How easy is switching to America First?

If you're with another financial institution, moving to America First Credit Union is easier than you might think. We even created a Switch Kit for you, providing step-by-step instructions and all the forms you'll need to open your new America First accounts, close your old ones, transfer funds, and modify your direct deposits or automatic payments. And if you have any questions about switching to America First, simply contact us.

How do I qualify to become a member of America First?

  • Live, work (or regularly conduct business in), worship, volunteer, or attend school in:
    • Salt Lake, Utah, and Juab Counties, Utah
    • Eligible areas of Cache, Davis, Iron, Rich, Washington, and Weber Counties, Utah
    • Clark and Lincoln Counties, Nevada (except those living within a 25-mile radius of the Alamo, Nevada U.S. Post Office)
    • Eligible areas of Churchill, Douglas, Esmeralda, Lyon, Mineral, Nye, Storey, Washoe, and Carson City Counties, Nevada
    • Maricopa County, Arizona
    • Eligible areas of Mohave and Pima Counties, Arizona
    • Eligible areas in Page and St. Johns, Arizona
    • Eligible areas of Ada, Bannock, Bear Lake, Bingham, Boise, Bonneville, Canyon, Caribou, Clark, Elmore, Franklin, Gem, Jefferson, Madison, Owyhee, and Power Counties, Idaho
    • Eligible areas of Malheur County, Oregon
    • Eligible areas of Bernalillo, Chaves, De Baca, Guadalupe, Harding, Mora, Quay, Sandoval, San Miguel, Santa Fe, Torrance, or Valencia Counties, New Mexico
  • Owners, employees, or suppliers involved in the food industry in Utah
  • Employees or members of a Select Employer Group (SEG) or an affiliated association
  • Members of the immediate family or household of an existing member or those eligible for membership
  • Spouses of members who died within the field of membership
  • Existing America First Federal Credit Union members
  • Employees of America First Federal Credit Union or its subsidiary corporations
What areas are covered in the field of membership?
Enter your address below to see if you fall within our geographic field of membership.
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