America First has an extensive history of having dedicated volunteers perform certain essential functions. This began with field representatives recruiting members during the organization's early years and has evolved into our current Board of Directors, Loan Review Committee, and Supervisory Committee, all made up of member-volunteers.
The Board of Directors is comprised of nine volunteers elected by the membership, each serving three-year terms. As a true democratic representative group -- each member, no matter the size of his or her deposit, has one vote -- the Board of Directors guides the credit union in implementing policy, setting our course, and making decisions regarding products and services that benefit the entire membership.
Elections are held each spring at the America First Annual Meeting in Ogden, Utah. For information regarding eligibility and election procedures, contact Sheryl Cox at (801) 827-8613 or firstname.lastname@example.org.
The Loan Review Committee is appointed by the Board of Directors. Volunteers work with members to assess credit challenges and find solutions. Primarily, the committee reviews denied loans at the request of the applicant. They gather and verify pertinent data relating to the member's financial situation and work as a mid-level appeals body for the Board. No previous lending experience is needed.
The Supervisory Committee is established in accordance with federal regulations and is comprised of five individuals. These committee members are also appointed by the Board of Directors and are charged with the oversight of the audit process. This ensures the safety and soundness of our credit union assets. Previous audit experience is desirable but not required for Supervisory Committee positions.
Sheryl Cox can provide details about eligibility.